Wellcare CalViva Health Dual Align (HMO D-SNP): Wellcare Spendables™: Over-the-Counter (OTC) Card with $48 Every Month
A preloaded spending card for qualified OTC items from network retailers. $48 loaded every month. Your monthly allowance rolls over to the following month if unused and expires at the end of the plan year

How To Receive
Details on how to apply
Covered items include:
Brand name and generic over-the-counter items
Vitamins, pain relievers, cold and allergy items, diabetes items
Gas pay-at-pump
Healthy Food
Home Improvement and Safety Items
Rent Assistance
Utility Assistance
Use your in-app barcode scanner to locate approved items at retail locations, or log into your member portal or refer to your catalog.
Note: Under certain circumstances diagnostic equipment and smoking-cessation aids are covered under the plan's medical benefits. You should (when possible) use our plan's medical benefits prior to spending your OTC allowance for these items.
For more information about the Wellcare Spendables™ card or to request a catalog, please call: 1-855-744-8550, TTY: 711. Hours are: Between October 1 and March 31, representatives are available Monday-Sunday, 8 a.m. to 8 p.m. Between April 1 and September 30, representatives are available Monday-Friday, 8 a.m. to 8 p.m. You can also visit online at: member.membersecurelogin.com.
Everything you need is all in one place
Helpful app simplifies family caregiving by combining your loved one’s insurance benefits and medical records into one user-friendly platform while enhancing your caregiving skills

The OTC card is like a prepaid debit card provided by the insurance company. It lets you buy certain health-related items—like first aid supplies, pain relievers, vitamins, and more—without needing a prescription. You can use the card at participating retailers without paying out of pocket, as it's pre-loaded with funds that reset monthly or quarterly. It's a convenient way to access essential health products for the person you're caring for, without the hassle of paperwork or upfront costs.
About us
Helpful is an app to make caregiving easier. We integrate your loved one’s insurance benefits, medical records and caregiving guides into an immediate, accessible and user-friendly experience. Helpful supports your care needs by eliminating administrative tasks and providing technology to support your caregiving experience.
