Wellcare Dual Liberty (HMO D-SNP) (001): Wellcare Spendables™: Over-the-Counter (OTC) Card with $61 Every Month
A preloaded spending card for qualified OTC items from network retailers. $61 loaded every month. Your monthly allowance rolls over to the following month if unused and expires at the end of the plan year

How To Receive
Details on how to apply
Everything you need is all in one place
Helpful app simplifies family caregiving by combining your loved one’s insurance benefits and medical records into one user-friendly platform while enhancing your caregiving skills

The OTC card is like a prepaid debit card provided by the insurance company. It lets you buy certain health-related items—like first aid supplies, pain relievers, vitamins, and more—without needing a prescription. You can use the card at participating retailers without paying out of pocket, as it's pre-loaded with funds that reset monthly or quarterly. It's a convenient way to access essential health products for the person you're caring for, without the hassle of paperwork or upfront costs.
About us
Helpful is an app to make caregiving easier. We integrate your loved one’s insurance benefits, medical records and caregiving guides into an immediate, accessible and user-friendly experience. Helpful supports your care needs by eliminating administrative tasks and providing technology to support your caregiving experience.
