VNS Health Total: Flex Card ($780)

The Flex Card is a pre-loaded debit card benefit for the year. It may be used to cover items or services that exceed the maximum coverage amount for:

• Dental (Diagnostic and Restorative Dental Services; Prosthodontics, Other Maxillofacial Surgery)

• Hearing (Hearing Aids - all types)

• Vision (Eyeglasses - lenses and frames)

• Other types of services and goods are not eligible

For example:

• Your loved one just got a pair of glasses covered by the health plan, but they get stepped on and broken.

• Your loved one is finally getting long-overdue dental work done, but the plan’s payment limit is reached before the work is finished.

• A hearing aid is lost and there is a year left before the plan will pay for a replacement.

The health plan already covers a certain amount of dental, vision, and hearing items and services, but sometimes services are needed that exceed what the plan covers. With the Flex Card, your loved one will have extra money for those unexpected healthcare expenses. And because the unspent money on the card rolls over to the next period, the card can also be used to plan for a big-ticket expense at the end of the year.

During the first quarter of the year (January – March), a larger portion of the total card amount may be used to pay for eligible items or services. From April – December, a set monthly amount may be used to pay for eligible items or services. The card balance rolls over after each quarter and will reach the maximum allowable dollar amount by the end of the year (December), if unused.

All money on the card must be used by the end of the calendar year (January 1 through December 31). Any unused balance on the card will be returned to the plan at the end of the calendar year (after December 31) or when your loved one (the member) leaves the plan.

This is not a credit card. The card balance cannot be converted to cash and the card cannot be loaned to other people.